The holiday season is a time when predatory lenders offer enticements to put more debt than money into your pockets. For unsuspecting consumers, it’s a temptation trapped in all kinds of packages that seem too good to pass by. In reality though, these deals are often a debt trap leading to a…

If you’re fairly new to investing, you might be wondering what sort of rules you should follow or moves you should make. And while everyone’s situation is different, there are indeed guidelines that make sense for all investors. Here are some to consider:

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When you’re working to achieve your financial objectives, you will encounter obstacles. Some of these can be anticipated — for example, you won’t be able to invest as much as you want for retirement because you have to pay for your mortgage. Other challenges can’t be easily anticipated, but …

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As Thanksgiving approaches, it’s meaningful to reflect on the origin of the holiday –Native Americans and pilgrims sharing their bounty of food with each other. As you gather with your loved ones this year, perhaps you can think of ways to share not only your dinner, but also your financial bounty.

As a business owner, you can’t afford to ignore your competition. You can’t afford to miss out on the trends affecting your industry. You can’t afford to alienate customers. And here’s one more item to add to the list: You can’t afford not to create a retirement plan for yourself.

Like many people, you may spend decades putting money into your IRA and your 401(k) or similar employer-sponsored retirement plan. But eventually you will want to take this money out – if you must start withdrawing some of it. How can you make the best use of these funds?

As you’re well aware, we’ve seen some sudden and sizable drops in the financial markets in 2019. While market volatility is nothing new, the recent plunges happened during a period of general political and economic unease. Still, it can be harmful to overreact to such events – especially if …

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It might not be on your calendar, but Aug. 14 is Social Security Day. Since it was enacted on Aug. 14, 1935, Social Security has provided some financial support for millions of Americans during their retirement years. While Social Security benefits, by themselves, probably aren’t enough to e…

If you’re in the early stages of your working life – or even in the not-so-early ones – the chances are pretty good that you will change jobs at some point. When that happens, you’ll probably leave a few things behind – but will one of them be your 401(k)?

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You may not be aware of it, but September is Life Insurance Awareness Month. Of course, you probably recognize, at least in a general sense, the importance of life insurance, but do you know the various ways in which it can help you?

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To say the financial markets were a bit bumpy in 2018 may be an understatement. The S&P 500 was down 6.2 percent for the year, the first time this key index fell since 2008, during the financial crisis. So what can you anticipate in 2019? And what investment moves should you make?

Summer is here at last. For many people, it’s time to get the car ready for a long road trip. And with GPS-enabled smartphones, it’s now a lot easier to navigate these drives without getting lost. During your life, you may take many journeys – one of which is the long road you’ll travel towa…

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Not that long ago, most people worked for some type of an organization, such as a business or the government or a school district. But today, more and more workers are going their own way and joining what’s known as the “gig” economy. If you will be one of them, you’ll want to make the right…

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If you own a business, you’ve always got plenty to think about: sales, marketing, employees, competition, industry trends, consumer preferences – the list goes on and on. It’s easy to get so caught up in your work that you might not take time to think about retirement. But if and when that d…

If you’re a dad, you may well be pleased to unwrap some tools as Father’s Day gifts. Of course, it might be a stereotype that all men are handy at repairs; women certainly can be every bit as good when it comes to building and fixing things. In fact, the construction process is valuable for …

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If you work for a business that offers a 401(k) plan, consider yourself fortunate, because a 401(k), with its tax advantages and variety of investment options, is a great way to save for retirement. But what if you need to tap in to your plan before you retire? Is it a good idea to borrow fr…

International Women’s Day will be observed on March 8. Around the world, special events will celebrate the cultural, social, political and economic achievements of women. However, this last area – economic progress – is one that still causes concern, and rightfully so, because women still fa…

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If you’re ready to financially prosper, join us for a multi-part financial series, Prepare To Prosper. In each article, we’ll discuss different ways to help increase your personal wealth including tips on saving, investing and credit along with guidance on entrepreneurship and 广西快3走势图ownership.…

Mick Mulvaney, the illegally appointed acting director of the Consumer Financial Protection Bureau (CFPB), has radically changed the Bureau. Central to these changes is his perspective that there is no need for the CFPB to carry out its mission to serve as the consumers’ financial cop on the…

A lot of us have student loans – and some of us have trouble paying them every month. Some companies claim to resolve that issue by saying they can help you pay them down quicker, cheaper or get them forgiven altogether. Be cautious – some of these companies are running scams.

For the 44 million American consumers who struggle with a still-growing student loan debt of $1.4 trillion, the problems wrought by debt collectors and loan servicers is a nagging problem. Servicer changes and errors, unexplained fees that worsen the debt and difficulty in securing income-ba…

You’ve been dreaming of a new 广西快3走势图, spending hours browsing listings and keeping an eye out for “For Sale” signs in your favorite neighborhood. Buying a 广西快3走势图 is exciting and one of the most motivating reasons to get your finances in order. We know, though, that the 广西快3走势图 buying process can be…

An important consumer protection rule that was to take effect January 16 is now being “reconsidered” by the same agency that was to enforce it – the Consumer Financial Protection Bureau (CFPB).

The Better Business Bureau (BBB) advises consumers to stay vigilant during the holiday season to avoid falling prey to scammers who pounce on overburdened shoppers.

In case you haven’t yet heard, Richard Cordray, the first-ever director of the Consumer Financial Protection Bureau (CFPB), resigned in late November. President Trump’s unlawful appointment of Mick Mulvaney to serve as the Bureau’s acting director signals a distinct shift in the bureau’s future.

With leagues of shoppers on the horizon, retailers and shippers are planning to hire more than seasonal employees this holiday season to accommodate service demands. The National Retail Federation expects retailers could add as many as 550,000 seasonal positions this year. Better Business Bu…

A bill signed on November 1 by President Donald Trump sealed an unfortunate fate for consumers seeking financial justice. By signing H.J. Res. 111, both the president and Congress have together knocked down consumer protections to favor financial businesses and corporations.

It's that time of year again when auto dealers try to make room in their showrooms and lots for next year’s models. The seasonal clearance sales that come right before the holidays are just as tempting as ever, beckoning consumers to get that proverbial “new car fever.”

An email signed by a foreign official says you’ve just won $5.3 million in a national lottery. You want to believe it. Just pay certain fees and taxes in advance, the email says, and a truck filled with cash will be delivered to you.

Online fraud occurs when someone poses as a legitimate source (like your bank, favorite shopping site or internet provider) to obtain your personal information – data that can then be used to conduct transactions on existing accounts.

Record-breaking back-to-back hurricanes in Houston and Florida brought unprecedented winds and rains affecting millions of Americans. Yet another storm just as brutal but financial in nature is also raging and affects at least 143 million Americans, as well as consumers in Canada and the Uni…

A recent letter from the U.S. Department of Education (DOE) to the Consumer Financial Protection Bureau (CFPB), along with a controversial appointment, have together triggered reactions that do not bode well for the 44 million consumers who together share $1.4 trillion in borrowed student de…

If you have a college student packing to live on or near campus this fall, now's a good time to talk about preventing fraud while they're away from 广西快3走势图. Better Business Bureau (BBB) recommends that they take seven simple steps to protect themselves from identity theft and other fraud on campus.